Premium Notes

Duration
Single trip - up to a maximum of 60 days for Standard cover and 365 days for Deluxe cover, up to age 65. Maximum duration of 30 days up to age 69.
Annual Multi trip - Maximum of 31 days for leisure and 45 days for business trips.

Adult - One of the adults must be employed in a recognised company within the travel industry and qualify for industry discounts (contact us for enquiries).

Family - Constitutes two adults and dependent children 18 years and below, and in full time education (maximum of 4 children or 3, under one parent family cover). One adult must be employed in a recognised company within the travel industry and qualify for industry discounts (contact us for enquiries).

Conditions of Travel - Children named on the insurance certificate cannot travel independently. Children must be 18 years of age or under and in full time education.

Sporting Activities - The following activities are covered at no additional premium: Beach games, golf, horse riding, pedaloeing, wind surfing, sail boarding, water skiing, para gliding (over water), snorkelling, scuba-diving (down to 9 meters in depth).

Hazardous Activities - Any sport or activity that is considered to be an additional risk, such as Jet Skiing are not automatically covered under this insurance. Cover can be arranged for many activities at an additional premium. Please contact us for details.

Winter Sports Cover - On payment of an additional premium. Basic Level is for the novice skier to cover On-Piste skiing only. The Advanced Level is for the more adventurous skier, and includes Off-piste skiing (with a qualified guide) and Snow Boarding, plus additional cover for Piste Closure and Avalanche Cover.

Please read both the Important Medical Conditions and ABI Code of Conduct